Hot Rod Insurance NZ: Protect Your Pride and Joy

Finding the right insurance for your custom-built hot rod in New Zealand requires a specialist approach. Standard car insurance often fails to recognise the true value of a unique vehicle, leaving you underinsured. At CI Motorhomes, we partner with leading classic vehicle insurers to provide agreed-value policies that protect your investment, cover your modifications, and give you peace of mind on the road.

Why Your Hot Rod Needs Specialist Insurance

A hot rod isn't just a car; it's a passion project built with countless hours of work and unique parts. A standard insurance policy calculates value based on the original factory model, ignoring thousands of dollars in modifications. Specialist hot rod insurance works differently:

• Agreed Value: We work with you to set a fair, agreed-upon value for your vehicle. In the event of a total loss, you receive the full agreed value, not the "market rate."

• Modification Cover: Every custom part, from the engine to the paint job, is factored into your policy, ensuring your entire investment is protected.

• Flexible Use: Policies are designed for how enthusiasts actually use their vehicles, with options for limited mileage, club events, and rallies.

 Recommended Hot Rod Insurance Cover: What's Included?

We recommend a policy that provides comprehensive protection tailored for classic and custom vehicles. Key features include:

•  Agreed Value: Lock in your hot rod's value for the term of the policy.

• Comprehensive Cover for Modifications: All your custom and performance parts are covered.

• Repairer of Choice: You decide who does the repair work in the event of a claim, ensuring quality craftsmanship.

• Roadside Assistance: Peace of mind with nationwide breakdown assistance.

• Salvage Rights: In the event of a total loss, you often have the first right to buy back the salvage.

• Limited Use Options: Lower your premiums if you only drive your hot rod on weekends or to special events.

How to Get a Free, No-Obligation Quote

Protecting your investment is simple. Our team can help you secure the right cover for your vehicle quickly and easily.